Is your activity covered?
From swimming and hiking to scuba diving and skiing — search 183 activities and see exactly what each plan covers before you travel.
Find your activity
Every sport and activity we cover is listed in your policy wording: general activities in Appendix A and winter sports in Appendix B. Each activity has a cover level that shows whether it's already included or needs extra cover.
- Standard coverCategory 1 activities are covered on every plan at no extra cost.
- Add-on (Categories 2–4)Covered once you add Hazardous Activities cover and it shows on your Validation Certificate. An extra excess applies, and there’s no Personal Accident or Personal Liability cover. Category 4 activities must also be pre-arranged and led by professional guides.
- Winter sportsCovered by the Winter Sports extension: included for up to 17 days on annual plans, and an add-on on single trips. Recognised resort areas only. Areas marked out of bounds, racing, jumping and competitions aren’t covered.
Whatever you do, the activity must be properly supervised and you must wear the right safety gear, such as a helmet or life jacket. Search by name or pick a group below. If your activity isn't listed, contact us and we may be able to cover it for an extra premium.
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Before you go
A few things no plan or add-on covers, and the conditions that apply to every activity.
What we can't cover
Conditions for every activity
Can't find your activity?
If it isn't on our lists, we may still be able to cover it for an extra premium.
This page summarises Appendices A, B and C of the policy wording. If anything here differs, the policy wording applies.
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